Group Benefits Directory

AGA BENEFIT SOLUTIONS 
Contact: Massimo Nini, Senior Vice President, Consulting, Underwriting and Actuarial Services  
Address: 675 Cochrane Drive, Suite 301E, Markham, Ontario, L3R 0B8  
PH: 647-689-8277  
Fax: 514-935-1147  
Email: [email protected]  
Web: aga.ca  
Products/Services: Group Benefits; Group Retirement; Third-Party Administration Services; Third-Party Payor Services 
 

ALBERTA BLUE CROSS
Contact: Stephanie Carlson, Senior Vice President, Group 
Address: 10009 108 Street NW, Edmonton, Alberta, T5J 3C5 
PH: 587-735-7277 
Fax: 403-266-5644 
Email: [email protected] 
Web: ab.bluecoss.ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $87M; Group Health, $193M; ASO Premiums, $1,380M 
Products/Services: Prescription Drugs; Dental; Extended Health Benefits; Employee Assistance; Second Opinion; Travel Coverage; Virtual Care; Vision; Health Spending Accounts; Wellness Spending Accounts; Critical Illness Benefits; Life and Disability Insurance 

BENEFITSCONNECT 
Contact: Marcus Crossdale, Director of Operations  
Address: 36 York Mills Rd, Unit 201, Toronto, ON, M2P 2E9  
PH: 905-952-9870  
Email: [email protected]  
Web: benefitsconnect.ca  
Products/Services: Group Benefit Consulting; Group Retirement Services; Employee App/HR Portal 

BENEVA
Contact: Sunil Hirjee, Vice President, Sales & Partner Experience 
Address: 7150 Derrycrest Drive, Mississauga, ON, L5W 0E5 
PH: 416-580-7004 
Email: [email protected] 
Web: beneva.ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $258M; Group Health, $3,454M; ASO Premiums, $182M 
Products/Services: Dental; Drug; Extended Health; LTD & STD; Life Insurance; AD&D; Flexible Benefits Plan; Critical Illness Insurance; Co-ordination of Benefits; Communication Material; Drugs & Dental Cards; Rehabilitation Services; Health & Wellness Programs; Income Insurance; Early Intervention Programs; Direct Deposit; In-house Medical Expertise; Telemedicine; Pharmacogenomics; Travel Benefits; Health Spending Accounts; Transition Services; Organizational Health Consulting; Employee and Employer Assistance Programs; Insurance for Plan Members Working Abroad; Insurance for Temporary Residents; Mobile Applications
 

CO-OPERATORS LIFE INSURANCE COMPANY
Contact: Joan Ganas, VP Group Benefits Operations 
Address: 1900 Albert Street, Regina, SK, S4P 4K8 
PH: 306-347-6760 
Email: [email protected] 
Web: cooperators.ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $41M; Group Health, $282M; ASO Premiums, $116M 
Products/Services: Life; Dependent Life; AD&D; Short Term Disability; Long Term Disability; Extended Health Care; Vision Care; Dental Care; Critical Illness; Optional Products (Life, AD&D, CI); Employee Assistance Program; Manager Assistance Program; Second Opinion Consult; Virtual Health Care; Health Care Spending Account; Personal Spending Account; Flexible Spending Account; Early Intervention Services; Rehabilitation Services; Wellness Now; CareNow; Web/Mobile Services; Drug Formulary Management; Medication Management; Gender Affirmation; Family Building; Indigenous Benefits; Online Enrolment; Digital Disability Claims Submission; CPP Advocate; Biosimilar Drug Strategy
 

DESJARDINS INSURANCE
Contact: Amy Ferguson, Vice President, Business Development, Group Benefits 
Address: 95 St. Clair Ave. West, Toronto, ON, M4V 1N7 
PH: 416-926-2626 
Email: [email protected] 
Web: desjardinslifeinsurance.com 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $289M; Group Health, $3,798M; ASO Premiums, $471M 
Products/Services: Life Insurance; AD&D; Extended Healthcare Insurance – Prescription Drugs, Vision Care, Travel Insurance & Assistance, Virtual Healthcare, Dental Care; Health Spending Account; Wellness Account; Healthy Weight Initiative; Gender Affirmation Coverage; Insurance for Expatriate Employees; Insurance for Temporary Resident; Drug Cards & Drug Management Programs (Patient Support Program for Specialty Drugs, Prior Authorization Drug List, Tiered Plan with Dynamic Therapeutic Formulary, Active Pharmacy, Preferred Provider Network, Medical Cannabis Option); Biosimilar Strategy; Family Focus (fertility, surrogacy, adoption support). Short-Term Disability; Long-Term Disability; Disability Management Advisory Services; Critical Illness Insurance; Second Medical Opinion; Health & Wellness (Health is Cool 360 platform, Employee & Employer Assistance Programs [including Digital Cognitive Behavioural Therapy], Health Assistance Service, Health PACT, Sleep Disorder Solutions); Pharmacogenetics. HR Outsourcing; Secure Sites for Plan Administrators & Plan Members; Omni mobile app; Transfer of Electronic Data; Flexible Benefits; Self-insured Benefits (ASO, BASO, Cost Plus) 

EMPIRE LIFE 
Contact: Christine Wyatt, Vice President, Group Distribution  
Address: 259 King Street East, Kingston, ON, K7L 3A8  
PH: 905-630-4864  
Email: [email protected]  
Web: empire.ca  
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $56M; Group Health, $633M; ASO Premiums, $56M  
Products/Services: Life; AD&D; Dependant Life; Critical Illness; Vital Assist Critical Illness; Optional Life; Optional Critical Illness; Optional AD&D; Short Term Disability; Long-Term Disability; Extended Health Benefits; Prescription Drug Coverage; Vision; Dental; Employee Assistance Program; Medical Second Opinion; Mental Health Navigation; Telemedicine; Health Spending Accounts; ASO Health and Dental; Emergency Medical Travel; Cost Plus; Mobile App; Portals for Plan Members and Plan Administrators 
 

EQUITABLE
Contact: Marc Avaria, Executive Vice-President, Group Insurance Division 
Address: One Westmount Road North, Waterloo, ON, N2J 4C7 
PH: 519-904-8011 
Fax: 519-883-7400 
Email: [email protected] 
Web: equitable.ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $49M; Group Health, $409M; ASO Premiums, $179M 
Products/Services: Equitable® provides a range of group benefits solutions designed to meet clients’ unique needs, including: Life, Accident and Critical Illness Insurance; Extended Health Care; Dental Care; Pharmaceutical Benefits; Pharmacogenomics Testing; Vision Care; Disability Management Solutions; Health Care Spending Accounts and Taxable Spending Accounts; EZBenefits™ for small business; myFlex™ flexible benefits plans; Personal Health and Dental Coverage (for plan members exiting their employee benefits plan); Emergency Medical Travel Assistance; Provincial Plan Replacement Coverage for Inpats and a suite of HealthConnector™ health and wellness services, including Employee and Family Assistance Programs, Virtual Healthcare, Medical Second Opinion Services, Cancer Support, and Online Mental Health Assistance 
 

GREENSHIELD

Contact: Carmen Hogan, Senior Vice President – Client Experience & Enterprise Growth 
Address: 8677 Anchor Drive, Windsor, ON, N9A 6W1 
PH: 416-770-5997 
Fax: 416-733-1955 
Email: [email protected] 
Web: greenshield.ca/en-ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Health, $910M; ASO Premiums, $2,656M 
Products/Services: Greenshield is Canada’s only national non-profit health and benefits company. Through its unique integrated payer-provider (“payvider”) model, Greenfield offers insurance, administers benefits and pays claims as a “payer” while offering health services such as mental health, pharmacy, telemedicine and chronic disease management as a “provider.” Full services list: Extended Health Services; Vision; Dental; Drug (including Specialty Care Program and Pay-Direct and Deferred Services); Emergency Travel Benefits and Assistance; Health Care Spending Account; Personal Spending Account; Individual Health and Dental; Group Conversion Program; Proprietary Adjudication System; Business Travel – Global Medical Coverage; Gender Affirming Coverage and Care; Family Building Support; Employee Assistance Programs; Digital Pharmacy Services; Virtual/In-person Mental Health Services; Telemedicine; Comprehensive Well-being Support; Substance Use Management; Specialized Clinical Services; Peer-to-Peer Support; Culturally Appropriate Care including Indigenous Mental Health Services; Workplace Health Education; Chronic Disease Management Program (including support for diabetes/pre-diabetes management); Personalized Nutrition Support; Care Navigation 
 

MANITOBA BLUE CROSS
Contact: David Tompkins, Vice President, Sales 
Address: Box 1045 Stn Main, Winnipeg, MB, R3C 2X7 
PH: 204-784-6484 
Fax: 204-774-1761 
Email: [email protected] 
Web: mb.bluecross.ca 
Net premiums (as of Jan. 31, 2024, based on OSFI): Group Life, $27.62M; Group Health, $109.47M; ASO Premiums, $294.5M 
Products/Services: Group Products/Services: Group Health Benefit Plans, including Prescription Drugs; Extended Health; Vision; Dental; Travel; Ambulance/Hospital; Health and Wellness Spending Accounts; Wellness; Virtual Care; Employee Assistance Program; Critical Illness; Accidental Death and Dismemberment; Life Insurance; Short and Long-Term Disability. Organizational Wellness Benefits include Organizational Assistance; Trauma Response; Crisis Event Management; Workplace Interventions; Conflict Resolution. Individual Products/Services: Individual Health and Dental Plans (including family, retiree and conversion plans); Travel Coverage 

 

MEDAVIE BLUE CROSS
Contact: David Adams, Senior Vice-President, Insurance Business 
Address: 644 Main St., Moncton, NB, E1C 8L3 
PH: 506-867-4720 
Fax: 506-867-4651 
Email: [email protected] 
Web: medaviebc.ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $554M; Group Health, $960M; ASO Premiums, $45M 
Products/Services: Canada’s only fully integrated health, disability, and pharmacy benefit carrier, with in-house pharmacy benefit management technology. Full group insurance offering includes Life, Income Replacement, Extended Health, Dental, and Travel Products, as well as a wide range of Digital Health, Mental Health, Women’s Health, Chronic Disease Management, Health Coaching, Optional Benefit, Health Spending Accounts and more. Top-rated Blue Cross mobile app, Member Services Site, Connected Care platform, provider ePay, and feedback-driven Total Experience Program. 
 

NFP, an Aon company
Contact: Sally Hagan, Managing Director, Group Benefits & Retirement 
Address: 100 King Street West, Suite 5140, Toronto, ON, M5X 1E1 
PH: 647-556-5343 
Email: [email protected] 
Web: nfp.ca 
Net premiums (as of Jan. 31, 2025, based on OSFI): $500M combined (Life, Health, and ASOS) 
Products/Services: Group Benefits Consulting; Group Retirement Consulting; Actuarial Services

ONTARIO TEACHERS INSURANCE PLAN (OTIP) 
Contact: Jenny Leis, Director, Employee Experience Operations  
Address: 125 Northfield Drive West, Waterloo, ON, N2L 6K4  
PH: 1-800-267-6847  
Email: [email protected]  
Web: otip.com  
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $40M; ASO Premiums, $990M  
Products/Services: Auto and Home; Leisure; Retiree Health & Dental; Travel; Life.  
Third-Party Administration: Health; Dental; Disability 
 

SASKATCHEWAN BLUE CROSS
Contact: Kelly Sanheim, Senior Vice President, Chief Financial & Risk Officer 
Address: 516 2nd Avenue North, Saskatoon, SK, S7K 2C5 
PH: 306-244-1192 
Fax: 306-652-5751 
Email: [email protected] 
Web: sk.bluecross.ca
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $31M; Group Health, $59M; ASO Premiums, $48M 
Products/Services: Health; Dental; Drugs; Travel; Drug Card; EFAP & Virtual Care; Medical Second Opinion; Health Spending Account; Personal Wellness Account; Vision Care; ASO; Life Insurance; AD&D; LTD; Critical Illness; Protection Plus; Cost Plus 
 

SUN LIFE CANADA
Contact: Sophie Ouellet, Vice-President, Business Development, Group Benefits
Address: 1155 Metcalfe St., Montreal, QC,
H3B 2V9
PH: 514-866-3967
Email: [email protected]
Web: sunlife.ca
Net premiums (as of Dec. 31, 2024, based on OSFI): Group Life, $792M; Group Health, $6,520M; ASO Premiums, $5,353M
Products/Services: Extended Health Care & Dental; Pharmaceutical Benefits; Travel Benefits; Vision; Drug Intervention Programs; Pay-direct & Deferred Drug Plans; Health Spending Accounts & Personal Spending Accounts; International Benefits; Voluntary Benefits (Mandatory & Optional Critical Illness, Optional Life & AD&D); Transition Services (Life, Critical Illness & Health & Dental for Group Plan Members exiting their employee group benefits plan); Organizational Health Consulting; Mental Health Solutions; Virtual Care; Absence & Disability Management Services (for Disability Benefit & Salary Continuance Programs); Employee Assistance Programs; Total Benefits (Integrated Benefits & Retirement Services)
 

SUTTON SPECIAL RISK
Contact: Chris Carr, Senior Vice President, Special Risk 
Address: 400 – 33 Yonge Street, Toronto, ON, M5E 1G4 
PH: 416-366-2223 
Email: [email protected] 
Web: suttonspecialrisk.com 
Products/Services: Group AD&D/Personal Accident; Critical Illness; Life; Disability; Temporary and Permanent Total Disability; Expatriate Benefits; Out of Country/Inpatriate Medical & Dental; Global Business Travel; Occupational AD&D; Kidnap, Ransom & Extortion; War Risk & Terrorism; Professional Sports; Contingency 
 

THE WAWANESA LIFE INSURANCE COMPANY
Contact: S. Scott Knight, Vice President, Group Benefits Distribution 
Address: 236 Carlton Street, Winnipeg, MB, R3C 1P5 
PH: 905-399-1462 
Fax: 1-888-985-3872 
Email: [email protected] 
Web: wawanesalife.com 
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $22M; Group Health, $98M; ASO Premiums, $2M 
Products/Services: Employee Life; Dependent Life; Optional Life; Accidental Death and Dismemberment; Short-term Disability; Long-term Disability; Hybrid Disability; Accident and Serious Illness Disability; Critical Illness; Extended Health; Vision; Emergency Out of Country; Dental; Health Care Spending Account; Personal Spending Account; Cost Plus; Business Assistance Program; Employee Assistance Program; Telemedicine; Expert Medical Services; Optional Critical Illness; Optional Accidental Death and Dismemberment 

WORKING ENTERPRISES CONSULTING & BENEFITS SERVICES LTD. 
Contact: Michael Porteous, President  
Address: 251 Lawrence Avenue, Unit 105, Kelowna, BC, V1Y 6L2  
PH: 250-861-5200  
Fax: 250-861-5201  
Email: [email protected]  
Web: weconsultants.ca  
Net premiums (as of Jan. 31, 2025, based on OSFI): Group Life, $1M; Group Health, $1M; ASO Premiums, $1M 

VIVER HEALTH INC. 
Contact: Jorge Ramos, President  
Address: 5500 Explorer Dr., Mississauga, ON, L4W 5C7  
PH: 647-628-9133  
Email: [email protected] 
Web: viver.ca
Products/services: Fully insured Group Benefit Plans