Read BPM's highlighted coverage of key topics from May
Every month, Benefits and Pensions Monitor will produce a series of articles on a theme affecting Canadian plan sponsors and institutional investors. In May, we explored and featured the assets and retirement solutions that make up defined contribution (DC) plans. StatsCan defines a DC plan as a plan that specifies the contributions made by the employer, as well as by the employee if the plan is contributory. Pension benefits paid are a function of accumulated contributions and investment returns.
Mercer says DC plan tweaks could let Canadians retire three years early - The right plan design, alternatives exposure, and annuity access make the difference
Defined contribution plans warm to private credit but on careful terms - Private credit looks more like a portfolio tool than a menu option in DC plans, says T. Rowe Price
How DC plan redesign could move retirement up by three years - Mercer’s Bernadette Chik explains why flexibility is becoming the key battleground in DC plans
What DC plans are missing out on in pension risk transfers - Greg Hurst highlights the hidden annuity option inside DC plans
Why target date funds require stronger governance - Glide path convergence signals trouble for TDF strategies, argues NFP’s Fergus Meldrum
